Company

SoePay, a fintech subsidiary of Spectra Technologies Holdings Co. Ltd., was launched in 2021. Spectra Technologies, a Hong Kong‑based merchant payment service provider with more than 20 years of experience, operates the city’s largest merchant network, offers its own branded payment terminals, and delivers seasoned merchant support.

Since its inception, SoePay has been rapidly developing comprehensive payment solutions for merchants and business partners.

Description

SoePay's comprehensive one-stop merchant payment service not only provides a variety of payment methods, but also has a cloud-based merchant system that has obtained global security certification PCI DSS, and an experienced customer and maintenance service team to provide you with support services.

Our Beliefs

SoePay is a payment solution provider and payment facilitator in Hong Kong. Our mission is to provide customers with innovative, secure, reliable, affordable, and hassle-free payment solutions.

Product

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SoePay offers an end‑to‑end digital‑payment platform that combines a cloud‑native gateway, proprietary point‑of‑sale hardware and a smartphone‑first SoftPOS solution to meet the needs of Hong Kong’s micro‑ and small‑merchant ecosystem. Merchants can accept card, QR‑code and contactless payments online, in‑store or on the move through SoePay’s PCI‑DSS‑compliant payment terminals, which feature EMV, NFC and QR capabilities, or simply use the Tap‑to‑Pay SoftPOS app that turns any Android or iOS device into a fully certified card‑acceptance terminal—eliminating the need for extra hardware. The platform’s SaaS dashboard provides real‑time transaction monitoring, sales analytics, inventory control and instant settlement across multiple currencies, while a robust set of open APIs enables seamless integration with e‑commerce sites, ERP systems and third‑party applications. Tailored industry solutions are available for taxi fleets, EV‑charging stations, retail stores and self‑service machines, each with customised pricing, compliance support and rapid onboarding. Looking ahead, SoePay is integrating a blockchain layer into its gateway, allowing ESG‑focused companies to reward employees with redeemable tokens that can be spent across SoePay’s merchant network and, in the future, partner banks. The result is a secure, scalable and future‑ready payment suite that empowers businesses to accept digital payments effortlessly, grow revenue, and stay ahead of emerging financial‑technology trends.

Technology

SoePay enables merchants to accept payments online, offline and on‑the‑go through a single integrated gateway. The flagship Tap‑to‑Pay SoftPOS solution turns any smartphone into a card‑acceptance device, eliminating the need for additional hardware and allowing taxi drivers, EV‑charging operators, retailers and self‑service kiosks to process transactions instantly. A SaaS dashboard provides real‑time sales analytics, inventory management and settlement reporting, while open REST APIs let businesses embed payment functionality into e‑commerce sites, ERP systems and mobile apps. Looking ahead, SoePay is piloting a Green‑Coin blockchain layer that will let ESG‑focused companies reward staff with redeemable tokens across its merchant network and, eventually, partner banks. Built on a PCI‑DSS‑compliant, multi‑currency infrastructure with AI‑driven fraud detection, SoePay offers fast onboarding, 24/7 support and a future‑ready platform that helps Hong Kong merchants modernise payments while keeping costs low and security high.